Dick Fairbanks has been an integral part of the Cape and Islands United Way for over 20 years, serving in various leadership capacities that have significantly contributed to the organization’s growth and impact. His extensive history with the United Way includes previous tenures as Board Chair, Board Member, Fundraising Chair, and Founder.

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Dick Fairbanks served as President and Owner of Orleans Auto Supply, Inc. the leading independent auto parts supplier on Cape Cod for over 30 years. He ultimately sold the business to Genuine Parts Company, a $16B company based in Atlanta, GA.

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Dick is an active leader in the industry and community. In 1997, he was appointed to the Automotive Aftermarket Industry Association (AAIA) Automotive Committee and served as co-chair in 1998. In 1999, he was appointed to the Executive Committee of the Board of Directors of AAIA. He also served as the Chairman of the Board of Governors of the Automotive Warehouse Distributors Association (AWDA) from 2013-2014. Since then, he has held various board positions in other local nonprofit agencies on Cape Cod.

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Dick graduated from University of Massachusetts at Amherst with a B.A. in Economics. He received his M.B.A. from Northeastern University.​​

Prior to joining her husband's business, Heather traveled the country in a national role as a healthcare executive. During this time she joined the executive board of Professional Women in Healthcare where she still serves as secretary today.

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A second generation Cape Codder, Heather graduated from DY High School in 1991 and left to pursue her career. Eventually ending up in Florida for 18 years where she graduated with a bachelor’s degree in healthcare administration. Heather has dedicated herself to empower other women to lead and succeed in their own careers.

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Heather moved back to her home of Cape Cod 26 years after she left to be with her family and a part of the community she loves and grew up in. She believes that being a part of CIUW board will allow her to continue her leadership and mentoring by empowering other women in the community. 

Heather and her husband Brian also a Cape Codder continue to support the local community with their business and currently reside in Dennis. In her spare time she enjoys spending time with her family, travel and golfing with her husband.

​Larry joined Citizens in June, 2004, bringing over 30 years of corporate banking experience. He has been a Senior Vice President in the Healthcare & Non Profit Division since October, 2006 and is now retired. He was responsible for managing and developing a portfolio of healthcare and non-profit clients primarily in Mass. but also in New Hampshire, Vermont, and Maine.

Prior to joining Citizens, he spent 21 years with BankBoston/Fleet/Bank of America, most recently as Managing Director and Team Leader in the Financial Institutions Division, focusing on corporate banking relationships with insurance companies and asset managers.

Larry received his MBA with a concentration in Finance from the University of Connecticut and his B.A. in Administrative Science from Colby College.

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Larry is currently on the Aging & Vulnerable Population Grants Committee of the Cape & Islands United Way and just completed his role on the Planning Committee for the Girl Scouts of Eastern Mass. 100th Anniversary Gala. He is also a member of Massachusetts Nonprofit Network’s Annual Awards Committee. He is a past President of the Acton-Boxborough United Way as well as a past Director of the United Way’s Northeast Regional Council. He has also been Treasurer and a Board member of Community Alliance For Youth, a non-profit agency in Acton. He currently resides in East Falmouth.

At Rockland, Smith oversees and manages the Investment Management Group. In this capacity, he is involved in performing research and setting investment policy, as well as managing client portfolios.

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Prior to joining Rockland Trust, Smith was a founding partner, Senior Vice President and Senior Portfolio Manager at Mellon Growth Advisors (MGA), a subsidiary of Mellon Financial Corporation. He also held positions at State Street Global Advisors (SSgA) and the Tuckerman Group, a real estate subsidiary of SSgA. He holds a BA in Economics from the University of Massachusetts/Amherst and a MS in Finance from the Sawyer School of Management at Suffolk University.

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Smith serves on the Advisory Board for the Finance Programs at the Sawyer School of Management at Suffolk University, the South Shore Chamber Investment Committee, and the Finance Committee of the Archdiocese of Fall River. He also volunteers for the Finance Committee at Nativity Preparatory School of Boston.

Tom’s 35-year business career focused on leading the marketing, sales, and client service efforts for well-known investment management firms, including The Travelers Insurance Company and Stein Roe & Farnham in Chicago and Standish, Ayer & Wood, and Regiment Capital Advisors in Boston. His responsibilities included key client management, new product and markets development and strategic growth initiatives.

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Growing up in Windsor, CT, Tom graduated from Providence College with a B.A. in Economics.  He is a Chartered Financial Analyst (CFA) and a member of the Investment Analysts Society of Chicago. After retiring from the investment industry, Tom returned to his alma mater as an adjunct professor in the business school where he taught an undergraduate course on investments.

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Tom has served as a member of the City Year Boston Seven Generations Board, the Boston Preparatory Charter Public High School Foundation Board, and the United Way of Mass Bay Marian L. Heard Scholarship Committee.  He has been a 40-year supporter of United Way programs in Connecticut, Illinois, and Massachusetts.

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For over 20-years, Tom and his wife, Beth, have owned a home in Orleans and along with their four sons have enjoyed everything the region has to offer.

Mandee joined Cape Cod 5 in 2015 where she currently serves as the Bank’s Relationship Management Officer.  In this role, she works closely with all business lines to build successful customer relationships.  She is also heavily involved with the Bank’s community engagement efforts including philanthropy and event management. 

Growing up in Princeton, Massachusetts, Mandee fell in love with Cape Cod while working summer jobs in Chatham during college.  These summer jobs proved to be fruitful as this would be where she met her future husband and many close friends.  Her decision to root on the Cape came after living in New York, San Diego, and Boston.  The small town by the sea had unmatched charm. 

Mandee holds a bachelor’s degree in Economics from the University of Massachusetts in Amherst.  She continues to be a resident of Chatham with her husband Justin, their two young daughters, and a hamster named “Buddy.”   Mandee is on the Health Community Impact Committee for the Cape & Islands United Way. She also currently serves as a board member for Cape Abilities as well as for Monomoy Community Services.

Dale is a personal injury lawyer. She received a B.A. in journalism from Syracuse University and a J.D. from Suffolk University School of Law. Dale has practiced law both on and off the Cape for 35 years, the last 22 years practicing alongside her husband and partner Michael Murphy at a law firm where she finally got top billing, Morgan & Murphy, LLP.  Through her representation of thousands of injured and disabled people over the years, Dale has come to understand the hopes and challenges of those in need and plans to draw on this depth of experience as she begins her tenure on the Board.

Dale is a member the Massachusetts and Federal Bars as well as the Barnstable and Bristol County Bar Associations.  She served on a number of PTO and church boards while her daughter was in school and actively participated in volunteering and fundraising for various community teams, organizations and events.

 Dale started her legal career while living full time on the Cape and after being a summer resident for the last 12 years is extremely happy to have come full circle and is once again a year-round Cape Codder, living in Centerville with her husband and college age daughter.  She likes to play golf, travel, ski and entertain.  

Beth began her career in wealth management over 30 years ago at Bank Boston where she originally focused on providing custom credit solutions to a diverse group of wealthy clients. Over the years she gained deep experience in all of the disciplines that wealth management encompasses, serving clients with net worth’s ranging from $750,000 to multi-billionaires. 

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Over the years Beth worked for both large financial institutions and independent boutique firms, where she gained many perspectives and worked with multitudes of clients, always working to help them understand the steps they needed to take to achieve their goals. Many of her clients were strongly committed to making philanthropy a cornerstone of their wealth management plan and she spent many hours helping them to identify the causes they best wanted to commit to supporting and establishing the best means of doing so.

Having spent many summers on the Cape as a child, Beth was able to realize her dream of becoming a permanent resident upon becoming an empty nester in 2021. With her move she also made a career change and became a Real Estate Agent at Today Real Estate.

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In addition to her work with the United Way, Beth volunteers as a financial coach for cancer patients at Dana Farber. An obsessed gardener, she enjoys spending time with her children and grandchildren, hiking, traveling and exploring all of the Cape’s joys. Winters often find her baking and knitting.

​Glivinski & Associates is a Yarmouth-based contract CFO, bookkeeping, and accounting firm that has provided financial oversight to over 100 of the Cape’s most notable non-profit and for profit corporations since 1999.

A third generation Cape Cod native, Tammy resides in Yarmouth Port and has served on several Community and Civic Boards including The Children’s Cove, The Cultural Center of Cape Cod, and the Dennis-Yarmouth Regional School Committee.  She was the 2015-2016 President of the Rotary Club of Yarmouth and a Suffolk University Graduate.

​Norma became involved with the United Way while working for a previous employer and assisting with the company’s corporate campaign. Being asked to participate in the Citizens Investment Committee allowed Norma to obtain a greater understanding of the magnitude and variety of need that exists on this beautiful peninsula, and the important role that the non-profits provide to the Cape Cod Community. After many years of serving on the CIC, Norma was thrilled to be asked to become a member of the board.

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Norma currently resides in Centerville with her husband and two children. It is Norma’s hope that her children are able to discover what brings them happiness, and that they give back to their local community.

Dana Panepinto joined our board if 2023. His has a well established career in sales and media, he is tireless Sports and Entertainment Sales/Marketing executive driven to succeed by a passion to continuously evolve, learn, challenge “what is” and be challenged. A leader with a distinctive ability to unify teams, cultivate meaningful relationships based on mutual respect and build winning belief systems through culture. A strategic and analytical thinker with a unique ability to bridge marketing strategies with sales tactics.

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He currently works for Magellan Jets and previously many years with WEEI Sports Radio. Dana and his wife Tobe, make their home in Falmouth. He brings his expertise in sales and client relations to our board.

John Curley, the youngest of seven children, is a graduate of Florida Southern College where he earned a bachelor’s degree in marketing with a minor in sports management. During his college career, Curley was named by Golf Magazine as the number 6 amateur golfer in the U.S. He competed for 10 years in various golf tours, including the PGA and Nationwide Tour.

When he retired from professional golf, Curley returned home to the Cape where he has spent the last 15 years working with the HILB Group, previously Dowling & O’Neill Insurance. He is a member of the board of the Cape Cod Insurance Agents Association.

Valerie has been working in the accounting field for almost 20 years. After graduating from Johnson & Wales in 2005 with a bachelor’s degree in accounting, Valerie continued her education at the University of Phoenix, obtaining her master’s while also working full time as a staff accountant. Her dedication to her education and career has allowed her to excel in managing the financial operations of various industries.  Valerie came to Glivinski & Associates in 2016 and managed the operations for 7 years before purchasing the company in January 2024. She brings complex accounting experience through financial statement preparation and has become an expert in non-profit fiscal management and best business practices. Val manages internal and external accounting personnel for several clients, providing financial management, cash flow, and personnel guidance. Her leadership and expertise have been instrumental in the successful financial management of many businesses throughout the Cape, where she was born and raised. Valerie is especially dedicated to helping non-profits achieve their financial goals and sustainability through strategic financial planning and management. Her passion for supporting organizations with a mission-driven focus has made her an asset in the non-profit sector.

Val lives in West Yarmouth with her family and is dedicated to ensuring that Cape Cod businesses are successful for years to come. Her dedication to the community where she was raised is evident in her commitment to providing financial guidance and support to local businesses and organizations.

John McCarthy is the managing partner of Pelham House Resorts in Dennis. McCarthy’s family owned Pelham House for many years and recently brought in strategic partners and investors, growing the resort into what it is today. McCarthy is also the basketball coach at Monomoy Regional High School and previously worked as the hoops coach at Nauset Regional High School. He received a bachelors degree from Rivier University with a focus on business administration. He and his wife have two sons.